About The Rate House Mortgage Company
The Rate House focuses on providing clients with the best possible mortgage options and treating them with kindness. They aim to keep homeownership accessible and affordable for all families.
The company offers various mortgage options, including conventional, FHA, VA, and non-conforming loans. They provide services for both home purchases and refinancing, catering to different needs such as lowering rates, reducing terms, removing PMI, or renovating homes.
With a commitment to good people, simple loans, and low rates, The Rate House strives to make the mortgage process easy and transparent. They have multiple locations and offer online applications and pre-qualification tools.
The company offers various mortgage options, including conventional, FHA, VA, and non-conforming loans. They provide services for both home purchases and refinancing, catering to different needs such as lowering rates, reducing terms, removing PMI, or renovating homes.
With a commitment to good people, simple loans, and low rates, The Rate House strives to make the mortgage process easy and transparent. They have multiple locations and offer online applications and pre-qualification tools.
Company Information
Lender Type: Mortgage Broker
Headquarters: Middlesex, NJ
Digital Capabilities
Online Application
Pre-Qualification Tool
Home Loan Products
Conventional
Loan Types:
Conventional
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoCo-op
Income Verification:
Full Documentation
3%
Min Down Payment
620
Min Credit Score
FHA
Loan Types:
FHA
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
3.5%
Min Down Payment
580
Min Credit Score
VA
Loan Types:
VA
Property Types:
Single-Family HomeMulti-Family (2-4 units)Condo
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV
500
Min Credit Score
Non-Conforming
Loan Types:
Non-QM
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Income Verification:
Limited Income VerificationNo Income Verification
10%
Min Down Payment
500
Min Credit Score
Contact Information
1316 Bound Brook Rd Suite 2C
Middlesex, NJ
US
Mailing Address:
1316 Bound Brook Road, Suite 2C Middlesex, NJ 08846
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Business Information
Category: Mortgage Broker
Location: Middlesex, NJ
Status: Standard
Type: Mortgage Broker
NMLS ID: 1611117
Profile Views: 0
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