The Rate House Mortgage Company

Mortgage Broker serving Middlesex, NJ

About The Rate House Mortgage Company

The Rate House focuses on providing clients with the best possible mortgage options and treating them with kindness. They aim to keep homeownership accessible and affordable for all families.

The company offers various mortgage options, including conventional, FHA, VA, and non-conforming loans. They provide services for both home purchases and refinancing, catering to different needs such as lowering rates, reducing terms, removing PMI, or renovating homes.

With a commitment to good people, simple loans, and low rates, The Rate House strives to make the mortgage process easy and transparent. They have multiple locations and offer online applications and pre-qualification tools.

Company Information

Lender Type: Mortgage Broker
Headquarters: Middlesex, NJ

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Conventional

Loan Types:
Conventional
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoCo-op
Income Verification:
Full Documentation
3%
Min Down Payment
620
Min Credit Score

FHA

Loan Types:
FHA
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
3.5%
Min Down Payment
580
Min Credit Score

VA

Loan Types:
VA
Property Types:
Single-Family HomeMulti-Family (2-4 units)Condo
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV
500
Min Credit Score

Non-Conforming

Loan Types:
Non-QM
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Income Verification:
Limited Income VerificationNo Income Verification
10%
Min Down Payment
500
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 1611117
1316 Bound Brook Rd Suite 2C
Middlesex, NJ
US
Mailing Address:
1316 Bound Brook Road, Suite 2C Middlesex, NJ 08846

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Business Information

Category: Mortgage Broker
Location: Middlesex, NJ
Status: Standard
Type: Mortgage Broker
NMLS ID: 1611117
Profile Views: 0

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