The Rayner Mortgage Group

Mortgage Lender serving Houston, TX

About The Rayner Mortgage Group

The Rayner Home Group, operating in the Houston, TX marketplace, serves as a trusted partner for individuals and families aspiring to achieve homeownership. With a clear mission to make the homebuying process both affordable and hassle-free, the team emphasizes a blend of trust, partnership, in-depth knowledge, and expert service, particularly specializing in new construction and various home lending solutions.

Since its founding approximately 7 years ago, The Rayner Home Group has built a significant track record, having proudly served over 2,000 families. They consistently close an average of 275 loans per year, demonstrating a robust capacity and efficiency in comparison to typical teams. This performance highlights their profound understanding of the local real estate market, including current trends and neighborhood specifics.

The group distinguishes itself through its dedication to affordability, exploring options like builder incentives, and its efficient service model designed to provide timely support. By focusing on streamlined processes and personalized guidance, The Rayner Home Group aims to transform homeownership aspirations into a fulfilling reality for their clients.

Company Information

Founded: 2018
Lender Type: Direct Lender
Headquarters: Houston, TX
Total Loans Originated: Over 2,000 families served

Licensed In

TX

Certifications & Credentials

FHA Approved

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

USDA Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment

VA Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

New Construction Loans

Loan Types:
Construction
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Home Renovation Loans

Loan Types:
RefinanceHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k

Contact Information

19500 TX-249 #100
Houston, TX 77070
US

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Business Information

Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Founded: 2018
Type: Direct Lender
Loans Originated: Over 2,000 families served
Profile Views: 15

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