theLender

Mortgage Lender serving Lake Forest, CA

About theLender

theLender is a mortgage lender based in Lake Forest, CA, specializing in providing diverse and innovative loan products to meet the unique needs of its clients. With a focus on making the home financing process easy and accessible, theLender offers solutions for both purchasing and refinancing.

theLender distinguishes itself with its proprietary Non-QM products and its status as a FNMA/FHLMC Seller/Servicer. They cater to self-employed individuals with bank statement loan programs and offer investor DSCR loans for short-term rentals, providing flexible options for various borrower profiles.

theLender boasts a strong track record with over 10.1 billion loans funded and more than 43,000 clients served. Recognized as a Top Workplace for seven years, theLender combines industry expertise with a customer-centric approach, aiming to deliver exceptional service and competitive programs.

Company Information

Lender Type: Direct Lender
Headquarters: Lake Forest, CA
Total Loans Originated: Over 10.1B loans funded

Home Loan Products

Purchase

Refinance

Loan Types:
RefinanceCash-Out Refinance

STR Investor Loans

Loan Types:
DSCR
Property Types:
Investment PropertyVacation/Second Home
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
20%
Min Down Payment

Self-Employed Loan Solutions

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
10%
Min Down Payment

LTR Investor Loans

Loan Types:
DSCR
Property Types:
Investment PropertyVacation/Second Home
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Contact Information

Professional Licenses

NMLS ID: 133519
25531 Commercentre Dr #250
Lake Forest, CA 92630
US
Mailing Address:
25531 Commercentre Drive, Suite 250 Lake Forest, CA 92630

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Business Information

Category: Mortgage Lender
Location: Lake Forest, CA
Status: Standard
Type: Direct Lender
NMLS ID: 133519
Loans Originated: Over 10.1B loans funded
Profile Views: 0

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