Top Mortgage LLC - NMLS#1491362

Mortgage Broker serving Sugar Land, TX

About Top Mortgage LLC - NMLS#1491362

Top Mortgage LLC has been a dedicated mortgage professional serving the Greater Houston Area and the entirety of Texas since 2003. As an experienced mortgage broker, the company is committed to guiding borrowers through the intricate home buying and refinancing processes, emphasizing clear education and tailored financial solutions to meet individual needs.

Top Mortgage LLC specializes in a comprehensive range of home loan options, including Conventional, FHA, VA, and Jumbo loans. Beyond standard offerings, they also provide flexible solutions such as refinancing, cash-out options, and second lien loans. Notably, they cater to diverse borrower profiles with specialized Bank Statement Programs for self-employed individuals and Reverse Mortgages for eligible seniors aged 62 and older.

The firm distinguishes itself through its efficient service, providing mortgage pre-qualifications quickly, often within 24 hours, and maintaining a commitment to transparency by never charging application or hidden "junk" fees. Top Mortgage LLC prioritizes building strong, personalized client relationships from the initial pre-qualification stage through to closing, ensuring clients are well-prepared and confident in competitive real estate markets.

Company Information

Founded: 2003
Lender Type: Mortgage Broker
Headquarters: Houston, TX

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3%
Min Down Payment
97%
Max LTV

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
3.5%
Min Down Payment

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
5%
Min Down Payment
95%
Max LTV

VA Loans

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV

Second Lien Loans

Loan Types:
Second Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Bank Statement Program

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
10%
Min Down Payment

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Contact Information

800 Bonaventure Way Suite 102
Sugar Land, TX 77478
US

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Business Information

Category: Mortgage Broker
Location: Sugar Land, TX
Status: Standard
Founded: 2003
Type: Mortgage Broker
Profile Views: 1

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