Top Mortgage Loans Los Angeles CA

Happy Investments, Inc. operates as a dedicated real estate loan broker based in Los Angeles, California, connecting individuals and businesses with a wide array of financing solutions. Primarily specializing in hard money loans, the company prides itself on assisting borrowers who may have been declined by traditional lenders due to credit or income limitations, by focusing primarily on the equity and value of the collateralized real estate.

The firm's expertise shines in its hard money offerings, which are characterized by flexible terms, the potential for no income verification, and consideration for low FICO scores. Happy Investments, Inc. facilitates quick loan approvals and funding, particularly catering to investors involved in property acquisition, rehabilitation, construction, and fix-and-flip projects, for both residential and commercial properties.

Beyond hard money, Happy Investments, Inc. leverages its extensive network to provide access to a broader spectrum of mortgage products. These include FHA loans for first-time homebuyers, bank statement and self-employed programs, as well as home equity and second mortgage options for renovation and cash-out needs. Their commitment is to navigate the complex lending landscape and secure the most suitable financing for each client's unique circumstances.