Transparent Mortgage Solutions

Mortgage Broker serving San Diego, CA

About Transparent Mortgage Solutions

Transparent Mortgage Solutions is a dedicated mortgage broker based in Plano, TX, serving clients throughout the state. Their core mission revolves around simplifying the home financing process by connecting borrowers with optimal loan solutions tailored to their unique needs. They pride themselves on a transparent, client-centric approach, ensuring a smooth and understandable journey from application to closing.

They offer a comprehensive suite of home loan products, including conventional, FHA, VA, USDA, and jumbo loans, catering to diverse borrower profiles from first-time homebuyers to seasoned investors. A notable strength lies in their 'Non-QM & Alternative Solutions,' designed to assist self-employed individuals, business owners, and those with less traditional income or credit histories through options like bank statement loans, DSCR loans, and asset depletion programs.

Committed to leveraging technology, Transparent Mortgage Solutions provides a streamlined online application process complemented by personal guidance. This blend of digital efficiency and expert support, combined with their extensive network of lending partners, allows them to offer competitive rates and terms while maintaining a strong focus on customer satisfaction, as evidenced by their high client ratings.

Company Information

Lender Type: Mortgage Broker
Headquarters: Plano, TX

Licensed In

TX

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Pre-Qualification Tool
E-Signature
Real-Time Status Updates

Home Loan Products

Conventional Loan Programs

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
3%
Min Down Payment

Government Loan Programs

Loan Types:
FHAVAUSDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Townhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramDown Payment Assistance
Available Terms:
15 years30 years
0

Jumbo Loan Solutions

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Non-QM & Alternative Loan Solutions

Loan Types:
Non-QMBank StatementDSCRHard MoneyAsset DepletionInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness OwnerInvestor
Income Verification:
Bank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program

Construction Loans

Loan Types:
Construction
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

3110 Camino Del Rio S Ste 312
San Diego, CA 92108
US
Mailing Address:
6860 Dallas Pkwy, Suite 200 Plano, TX 75024

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Business Information

Category: Mortgage Broker
Location: San Diego, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 12

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