United Fidelity Funding

Bank serving Kansas City, MO

About United Fidelity Funding

United Fidelity Funding operates as a dedicated mortgage broker, emphasizing a personalized, "common sense" approach to lending. Unlike traditional banking institutions, they avoid rigid loan profile formulas, striving instead to tailor solutions to each customer's individual financial situation. The company leverages an extensive network of over 100 investors, ranging from "A" rated lenders to private "hardship" lenders, ensuring a wide array of options for various financial needs.

The firm distinguishes itself by offering a comprehensive suite of mortgage programs, including popular options like Conventional, FHA, VA, and Jumbo loans, alongside specialized solutions such as Home Equity Lines of Credit and Investment Property loans. They facilitate both home purchases and diverse refinancing needs, including cash-out options and loan term shortening. United Fidelity Funding prides itself on combining local market knowledge with efficient, fast processing, supported by modern technological tools like secure mobile uploading, while also maintaining an accessible, old-fashioned personal service.

Committed to guiding clients through every step of the loan process, from initial pre-qualification to closing, United Fidelity Funding aims to deliver high levels of service and support. Their focus on client goals and flexible lending solutions underscores their mission to help borrowers achieve their homeownership and financial objectives, fostering trust and long-term relationships.

Company Information

Lender Type: Mortgage Broker
Headquarters: Kansas City, MO

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full DocumentationNo Income Verification
Special Programs:
First-Time Homebuyer
Available Terms:
10 years15 years20 years30 years

Adjustable Rate Mortgages (ARMs)

Loan Types:
ConventionalJumboRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full DocumentationNo Income Verification

FHA Home Loan

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation

VA Home Loan

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Jumbo Home Loan

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full DocumentationNo Income Verification

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home

Home Equity Fixed Loan

Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home

Investment Property Loans

Loan Types:
ConventionalJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
Full DocumentationNo Income Verification

Debt Consolidation Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)

Contact Information

1300 NW Briarcliff Pkwy Ste 275
Kansas City, MO 64150
US
Mailing Address:
1300 NW Briarcliff Parkway, Suite 275 Kansas City, MO 64150

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Business Information

Category: Bank
Location: Kansas City, MO
Status: Standard
Type: Mortgage Broker
NMLS ID: 34381
Profile Views: 14

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