nbkc bank

nbkc is an award-winning online bank and mortgage lender based in Kansas City, Missouri. They emphasize a human-centric approach to digital banking, offering a wide range of personal and business financial services alongside their comprehensive home loan programs. nbkc is recognized for its commitment to customer satisfaction and accessible online platforms.

Specializing in various home loan products, nbkc provides Conventional, FHA, VA, and a unique Community Home Loan Program designed for first-time and low-to-moderate income homebuyers. As a certified MHDC Lender, they facilitate down payment and closing cost assistance for Missouri residents, demonstrating a strong dedication to local community homeownership. They also offer refinancing and home equity options.

Beyond residential lending, nbkc supports businesses with commercial real estate, construction, SBA, equipment, and line of credit financing. Their online-first model, complemented by physical branches in the Kansas City metropolitan area, allows for convenient banking coupled with personalized support. nbkc was named NerdWallet's 2023 winner for Best Mortgage Lender Overall, reflecting their competitive rates and helpful service.