Universal Mortgage LLC

Mortgage Broker serving Dearborn Heights, MI

About Universal Mortgage LLC

Universal Mortgage is a dedicated direct lender specializing in helping individuals achieve their dreams of homeownership. With experienced loan officers rooted in the community, they are committed to guiding clients through a diverse array of mortgage products tailored to specific needs, focusing on quality service and personalized attention.

The company leverages modern technology to enhance the borrower experience, offering convenient features such as a secure online application process, pre-qualification tools, and interactive mortgage calculators. This digital approach is complemented by their emphasis on providing individual attention, ensuring that clients receive comprehensive support from initial inquiry to loan closing.

Universal Mortgage offers a wide range of home loan options, including Conventional, FHA, VA, and Jumbo loans, available for both home purchases and refinancing. They aim to simplify the complex mortgage landscape, providing a clear and supportive path for every borrower.

Company Information

Lender Type: Direct Lender
Headquarters: Dearborn Heights, MI

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Home Refinance Loans

Loan Types:
RefinanceConventionalFHAVAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Contact Information

2184 N Beech Daly Rd
Dearborn Heights, MI 48124
US
Mailing Address:
25000 Ford Rd Suite 1 Dearborn Heights, MI 48127

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Business Information

Category: Mortgage Broker
Location: Dearborn Heights, MI
Status: Standard
Type: Direct Lender
NMLS ID: 2385035
Profile Views: 0

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