U.S. Mortgage Insurers

U.S. Mortgage Insurers (USMI) advocates for a housing finance system that promotes access to housing finance for borrowers while safeguarding taxpayers through private capital backing. They focus on mortgage insurance (MI) as a means to broaden mortgage credit availability.

USMI highlights that mortgage insurance has assisted millions of homeowners in purchasing or refinancing mortgages since 1957. They actively engage in policy discussions, including tax deductibility of mortgage insurance premiums, taxpayer protection, housing finance reform, and access and affordability initiatives.

Their efforts include advocating for the reinstatement of the mortgage insurance premium tax deduction, emphasizing the role of homeownership in the American Dream, and providing insights into the homeownership market.