Utah Independent Mortgage Corp - NMLS #1795032

Mortgage Lender serving Layton, UT

About Utah Independent Mortgage Corp - NMLS #1795032

Utah Independent Mortgage Corp. (UIMC) serves as a dedicated mortgage broker, prioritizing client interests by shopping across numerous wholesale lenders to secure optimal loan programs and competitive rates. Headquartered in Clearfield, UT, the firm prides itself on its independent approach, ensuring clients receive unbiased advice and transparent information throughout the home financing process.

UIMC distinguishes itself through its "Low Rates & Fees Promise," a commitment to passionate speed, highlighted by a 21-day platinum pre-approval closing guarantee, and a unique Earnest Money Guarantee, which offers to reimburse clients for pre-approval errors. Their team operates as "Teachers, Not Sales People," fostering an educational and pressure-free environment where clients are empowered to make informed decisions for their homeownership goals.

With a focus on communication and client satisfaction, UIMC offers a range of residential loan products including purchase, refinance, reverse mortgage, construction, renovation, and home equity options. They emphasize a smooth, efficient closing process and are highly regarded for their responsiveness and expertise, ensuring clients feel supported from application through closing.

Company Information

Lender Type: Mortgage Broker
Headquarters: Clearfield, UT

Licensed In

UT

Digital Capabilities

Online Application
Video Consultation
Real-Time Status Updates
E-Signature

Home Loan Products

Purchase Loan Programs

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
0

Refinance Programs

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

One-Time-Close Construction Loans

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Renovation Loans

Loan Types:
ConstructionRefinanceFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k

Home Equity Lines of Credit (HELOCs) and Second Mortgages

Loan Types:
HELOCSecond Mortgage
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation

Contact Information

920 Heritage Park Blvd Suite #120
Layton, UT 84041
US
Mailing Address:
1785 Legend Hills Dr., Suite 370 Clearfield, UT 84015

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Business Information

Category: Mortgage Lender
Location: Layton, UT
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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