Value Mortgage Inc

Value Mortgage Inc. is a locally owned and operated mortgage broker licensed in Oregon, Washington, and California. They differentiate themselves by offering clients access to a wide network of hundreds of wholesale banks and mortgage companies, constantly updating their database to provide competitive options. Their core philosophy is to build lasting relationships, aiming to be a client's "mortgage broker for life" by valuing each individual.

The company offers a diverse portfolio of home loan programs, including traditional fixed-rate and adjustable-rate mortgages, as well as specialized options like Interest-Only, FHA, VA, USDA, and Jumbo loans. They assist borrowers through every step of the loan process, from pre-qualification and pre-approval to understanding crucial factors like LTV, debt-to-income ratios, and FICO credit scores. They also have a clear understanding of the unique challenges self-employed borrowers face and detail how they navigate income verification for them.

Value Mortgage Inc. empowers borrowers with digital tools such as various mortgage calculators (refinance, interest-only, home affordability) and online application forms to streamline the process. Their commitment extends to guiding clients in selecting the most suitable loan for their financial situation, emphasizing transparency regarding service quality and costs. They aim to instill confidence in their clients' financing decisions.