Veronica Barragan Home Loan Group

Mortgage Lender serving Reedley, CA

About Veronica Barragan Home Loan Group

Veronica Barragan, a top-rated loan officer in the Central Valley, brings over 30 years of mortgage industry experience to Gold Standard Mortgage. Starting as a receptionist and rising to Vice President at a previous company, Veronica's passion lies in guiding clients through the home buying process.

Her expertise extends to assisting with credit improvement, savings plans, and home selection. Working alongside Irene Gutierrez and Norma Patino, the team offers personalized assistance to families seeking homeownership in the Central Valley and throughout California.

Veronica and her team are committed to providing education and support throughout the entire loan process. They focus on honesty, integrity, and client empowerment, making them a trusted resource for families looking to achieve their dream of homeownership.

Company Information

Lender Type: Mortgage Broker
Headquarters: Reedley, CA

Licensed In

CA

Digital Capabilities

ONLINE_APPLICATION

Home Loan Products

Conventional Fixed Rate Mortgage

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Available Terms:
10 years15 years30 years40 years
Credit Tiers:
EXCELLENTGOOD
5%
Min Down Payment

Adjustable Rate Mortgage

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Credit Tiers:
EXCELLENTGOOD
5%
Min Down Payment

Refinance Loan

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Credit Tiers:
EXCELLENTGOOD

FHA Loan

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Special Programs:
FIRST_TIME_HOMEBUYER
Credit Tiers:
FAIRGOOD
3.5%
Min Down Payment

VA Loan

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Special Programs:
VETERAN_PROGRAM
Credit Tiers:
EXCELLENTGOOD

USDA Loan

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Credit Tiers:
EXCELLENTGOOD

Jumbo Loan

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W2_EMPLOYEESELF_EMPLOYEDCONTRACT_1099RETIREDINVESTORBUSINESS_OWNER
Income Verification:
FULL_DOCUMENTATION
Credit Tiers:
EXCELLENT

Contact Information

Professional Licenses

NMLS ID: 328750
935 G St
Reedley, CA 93654
US
Mailing Address:
935 G St, Reedley, CA 93654

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Business Information

Category: Mortgage Lender
Location: Reedley, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 328750
Profile Views: 0

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