Vince Reece

Mortgage Lender serving Parker, CO

About Vince Reece

Colorado Mortgage Guy, led by Vince Reece, operates as a dedicated mortgage broker based in Parker, CO, serving clients primarily within Colorado. With a career spanning since 1991, Vince leverages his extensive background in finance and marketing to guide individuals through the complexities of the mortgage process.

The firm distinguishes itself through a highly personalized and educational approach, ensuring clients understand every step from pre-qualification to closing. They specialize in a wide array of residential mortgage products, including conventional, FHA, VA, and USDA loans, with a particular focus on assisting first-time homebuyers and those navigating credit challenges. Vince is noted for his expertise in helping clients improve their credit scores to secure favorable loan terms.

Colorado Mortgage Guy is committed to delivering a seamless and efficient home loan experience, as evidenced by numerous positive customer testimonials highlighting Vince's responsiveness, knowledge, and dedication. They aim to simplify homeownership and refinancing by providing expert advice and customized solutions for various financial scenarios.

Company Information

Founded: 1991
Lender Type: Mortgage Broker
Headquarters: Parker, CO

Licensed In

CO

Certifications & Credentials

DORA Licensed Mortgage Loan Originator

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Core Home Loan Programs

Loan Types:
ConventionalRefinanceCash-Out RefinanceHELOCSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
10 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
3.5%
Min Down Payment
580
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
0
580
Min Credit Score

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
0
580
Min Credit Score

Investment Property Loans

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
680
Min Credit Score

Credit Challenged Mortgage Program

Loan Types:
ConventionalFHAVARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)
580
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: MB 100009498
10952 S Pikes Peak Dr
Parker, CO 80138
US
Mailing Address:
12413 S Arcaro Ct, Parker CO 80134

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Business Information

Category: Mortgage Lender
Location: Parker, CO
Status: Standard
Founded: 1991
Type: Mortgage Broker
NMLS ID: MB 100009498
Profile Views: 0

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