Vinings Mortgage A Division of Bank of England

Mortgage Lender serving Atlanta, GA

About Vinings Mortgage A Division of Bank of England

Bank of England Mortgage, with roots tracing back to 1898 in England, Arkansas, has evolved into a credible national mortgage banker. The Atlanta branch, specifically Vinings Mortgage, provides a local touch with access to a broad array of nationwide mortgage solutions. The company prides itself on offering 'down home service' while leveraging extensive industry experience and a wide selection of mortgage products at competitive prices.

The lender's success is largely attributed to its talented team and management, who collectively bring over 150 years of mortgage expertise. They are actively involved in local, state, and national mortgage associations, staying abreast of industry best practices. Bank of England Mortgage distinguishes itself by focusing on personalized loan strategies, working closely with clients to align mortgage solutions with their short and long-term financial goals.

Their comprehensive loan process, from initial conversation and application to pre-qualification and final approval, is designed to guide borrowers efficiently. Bank of England Mortgage offers a robust suite of products including various fixed-rate and adjustable-rate mortgages, FHA, VA, USDA, Jumbo, Home Equity, and specialized programs like HomeStyle Renovation and Down Payment Assistance, serving a diverse range of homeownership needs across the nation.

Company Information

Founded: 1898
Lender Type: Bank
Headquarters: Atlanta, GA

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA ApprovedFannie Mae Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed-Rate Mortgage Programs

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
10 years15 years20 years30 years

Adjustable Rate Mortgage (ARM) Programs

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
3 years5 years7 years

Home Equity Loans

Loan Types:
Home Equity Loan
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation

VA Home Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0
100%
Max LTV

USDA Rural Development Loan Program

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation

Jumbo Mortgage Lending Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

HomeStyle Renovation Loan

Loan Types:
ConventionalConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Vacation/Second HomeInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Renovation Loan

Vacation / Second Home Mortgages

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Vacation/Second Home
Occupancy Types:
Second Home

Down Payment Assistance Program

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time HomebuyerLow Down Payment Program

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Contact Information

2839 Paces Ferry Rd SE UNIT 810
Atlanta, GA 30339
US

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Business Information

Category: Mortgage Lender
Location: Atlanta, GA
Status: Standard
Founded: 1898
Type: Bank
Profile Views: 0

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