Virginia Home Mortgage

Virginia Housing is a prominent state housing finance agency dedicated to making quality affordable housing available to Virginians. Established to serve the unique needs of the Commonwealth's residents, the agency plays a crucial role in expanding homeownership opportunities and strengthening communities across Virginia.

Key to their mission, Virginia Housing offers a diverse portfolio of home loan products, including conventional, FHA, VA, and USDA loans, often paired with their unique Virginia Housing Plus Second Mortgage. This innovative program is specifically designed to cover down payments and a portion of closing costs, making homeownership more accessible, especially for first-time buyers and those in rural areas. They also extend their reach through Mobile Mortgage Offices, bringing essential lending services directly to underserved communities.

Committed to borrower success, Virginia Housing provides comprehensive homebuyer education and demonstrates flexibility by considering non-traditional credit histories. Their focus on empowering individuals through accessible financing and robust support services underscores their commitment to the socio-economic well-being of Virginia's families.