www.Mortgage-World.com LLC

Mortgage Broker serving Ridgefield, NJ

About www.Mortgage-World.com LLC

Mortgage-World.com LLC is a family-owned independent mortgage broker established in 2017, committed to simplifying and expediting the home loan process. Operating primarily online, they serve borrowers across New Jersey, Connecticut, and Florida by arranging loans with a network of third-party providers.

The company specializes in delivering quick loan approvals, often within an hour for Conventional loans, and aims for clear-to-close statuses in approximately 12 days. This expedited approach, coupled with providing pre-approval letters tailored to specific property addresses, offers borrowers a significant advantage in competitive real estate markets, enhancing the attractiveness of their offers to sellers.

Mortgage-World.com offers a diverse portfolio of residential loan products, including FHA, VA, USDA, Conventional, Jumbo, and innovative Non-QM options. They are particularly adept at assisting borrowers with less than perfect credit, with programs available for credit scores as low as 500. Additionally, they provide specialized solutions like Construction to Permanent loans and residential Investor Loans, ensuring a broad range of financing needs are met with efficiency and personalized guidance.

Company Information

Founded: 2017
Lender Type: Mortgage Broker
Headquarters: Ridgefield, NJ

Licensed In

NJCTFL

Certifications & Credentials

Licensed by the Connecticut Department of BankingLicensed by the Florida Office of Financial RegulationLicensed by the N.J. Department of Banking and Insurance

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

FHA Mortgage Loans

Loan Types:
FHARefinanceCash-Out Refinance
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203kDown Payment Assistance
Credit Tiers:
Poor (580-619)Bad (<580)
3.5%
Min Down Payment
97%
Max LTV
500
Min Credit Score

Conventional Loans

Loan Types:
ConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
620
Min Credit Score

VA Loans

Loan Types:
VARefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program

USDA Loans

Loan Types:
USDARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation

Jumbo Loans

Loan Types:
JumboRefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation

Non-QM & Alternative Documentation Loans

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank StatementNo Income VerificationAsset Depletion
Special Programs:
Self-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
500
Min Credit Score

Construction to Permanent Loans

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Residential Investor Loans

Loan Types:
Portfolio
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor

Commercial Loan Products

Commercial Property Loans

Loan Types:
Conventional CRE

Contact Information

Professional Licenses

NMLS ID: 1630225
535 Bergen Blvd Ste 200
Ridgefield, NJ
US
Mailing Address:
535 Bergen Blvd. Suite 2 Ridgefield NJ 07657

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Ridgefield, NJ
Status: Standard
Founded: 2017
Type: Mortgage Broker
NMLS ID: 1630225
Profile Views: 2

Advertisement Space