About Yana Solomonik
Yana Solomonik Home Mortgages operates as a dedicated team under Reliance First Capital, LLC, a licensed mortgage banker. With over 15 years of experience in mortgage lending, Yana Solomonik and her team specialize in guiding clients through the complexities of home financing, particularly in Ohio and Pennsylvania. They are committed to finding the most suitable mortgage products by understanding each client's unique financial situation and helping them overcome potential obstacles to homeownership.
The company prides itself on its streamlined and expedient mortgage processing, aiming for closing times within 30 days or less. This efficiency is supported by a proprietary, encrypted loan origination system and a customer portal for secure document uploads and real-time status updates. Reliance First Capital, LLC, through Yana's team, offers a diverse portfolio of home loan products including FHA, VA, USDA, Conventional, and Jumbo loans, alongside specialized programs.
A key focus is accessibility, with offerings like the Reliance Advantage Program designed for self-employed borrowers, and participation in various Ohio Housing Finance Agency (OHFA) programs that provide down payment assistance and cater to specific community heroes and first-time homebuyers. Their client-centric approach emphasizes clear communication and professional guidance from pre-approval through closing, ensuring a pleasant and smooth experience as highlighted by numerous client testimonials.
The company prides itself on its streamlined and expedient mortgage processing, aiming for closing times within 30 days or less. This efficiency is supported by a proprietary, encrypted loan origination system and a customer portal for secure document uploads and real-time status updates. Reliance First Capital, LLC, through Yana's team, offers a diverse portfolio of home loan products including FHA, VA, USDA, Conventional, and Jumbo loans, alongside specialized programs.
A key focus is accessibility, with offerings like the Reliance Advantage Program designed for self-employed borrowers, and participation in various Ohio Housing Finance Agency (OHFA) programs that provide down payment assistance and cater to specific community heroes and first-time homebuyers. Their client-centric approach emphasizes clear communication and professional guidance from pre-approval through closing, ensuring a pleasant and smooth experience as highlighted by numerous client testimonials.
Company Information
Lender Type: Direct Lender
Headquarters: Melville, NY
Licensed In
OHPANY
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA ApprovedOHFA Approved Lender
Digital Capabilities
Online Application
Online Account Management
Digital Document Upload
Real-Time Status Updates
Pre-Qualification Tool
E-Signature
Home Loan Products
FHA Loan Program
Loan Types:
FHARefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment AssistanceUnion Member ProgramFirst Responder ProgramVeteran ProgramTeacher LoanNurse/Healthcare Worker ProgramDentist ProgramPhysician LoanCPA ProgramAttorney Program
Credit Tiers:
Fair (620-679)Poor (580-619)
580
Min Credit Score
VA Loan Program
Loan Types:
VARefinanceCash-Out Refinance
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst Responder Program
0
90%
Max LTV
Conventional Loan Program
Loan Types:
ConventionalRefinanceCash-Out Refinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramNo PMI ProgramHomeReady ProgramHome Possible ProgramDown Payment AssistanceUnion Member ProgramFirst Responder ProgramVeteran ProgramTeacher LoanNurse/Healthcare Worker ProgramDentist ProgramPhysician LoanCPA ProgramAttorney Program
Credit Tiers:
Excellent (740+)Good (680-739)
3%
Min Down Payment
620
Min Credit Score
USDA Loan Program
Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
0
Jumbo Loan Program
Loan Types:
JumboRefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Reliance Advantage Program (Self-Employed)
Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Manufactured Home Loan
Loan Types:
Conventional
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Debt Consolidation Loan
Loan Types:
Cash-Out RefinanceHome Equity Loan
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Contact Information
Professional Licenses
NMLS ID: 58775
6155 Rockside Rd Suite 401
Independence, OH 44131
US
Mailing Address:
201 Old Country Road., Suite 205, Melville, NY 11747
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Business Information
Category: Mortgage Lender
Location: Independence, OH
Status: Standard
Type: Direct Lender
NMLS ID: 58775
Profile Views: 0
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