Zip Mortgage LLC

Mortgage Broker serving St Louis Park, MN

About Zip Mortgage LLC

Zip Mortgage LLC is a dedicated direct lender based in Siren, Wisconsin, committed to delivering quality customer service and putting the needs of its clients first. Specializing in residential lending, the company leverages its industry expertise to offer a streamlined online application process, making homeownership more accessible.

The lender provides a comprehensive suite of home loan programs, including Conventional, FHA, VA, USDA, and various Refinance options, such as Cash-Out Refinancing. They also offer specialized solutions like Reverse Mortgages and Home Equity Loans. Zip Mortgage LLC emphasizes guiding borrowers through every step of the mortgage process, from pre-qualification to closing, with clear explanations of credit reports, appraisals, and loan estimates.

With a focus on transparency and client education, Zip Mortgage LLC utilizes digital capabilities like online applications, rate calculators, and pre-qualification tools to empower borrowers. They work with a range of credit profiles, actively assisting those with scores of 620 and above to secure favorable terms, demonstrating a commitment to finding suitable financing solutions for diverse client needs.

Company Information

Lender Type: Direct Lender
Headquarters: Siren, WI

Licensed In

WI

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Purchase Home Loans

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full DocumentationBank StatementAsset Depletion
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Refinance Programs

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full DocumentationBank StatementAsset Depletion
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetiredInvestor
Income Verification:
Full Documentation

Home Equity Loans

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full DocumentationBank StatementAsset Depletion
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 1752164
1600 Utica Ave S Suite 900
St Louis Park, MN 55416
US
Mailing Address:
7697 Johnson St, Suite A Siren, WI 54872

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Business Information

Category: Mortgage Broker
Location: St Louis Park, MN
Status: Standard
Type: Direct Lender
NMLS ID: 1752164
Profile Views: 0

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