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Credit Unions in New York

10 credit unions listed across 4 cities in New York.

Credit Unions in New York by the numbers

Of the 4 credit unions in New York that publish their loan programs, 3 (75%) offer HELOCs and home equity loans, 2 (50%) offer first-time buyer programs and 1 (25%) offer FHA loans.

HELOCs and home equity loans3 of 4 (75%)
First-time buyer programs2 of 4 (50%)
FHA loans1 of 4 (25%)
VA loans1 of 4 (25%)
Conventional loans1 of 4 (25%)
Jumbo loans1 of 4 (25%)
USDA loans1 of 4 (25%)
Construction loans1 of 4 (25%)

    Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 4 of 10 listed credit unions that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

    Credit Unions by city in New York

    Credit Unions in New York

    Before you choose a credit union in New York

    Confirm the company is licensed in New York on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

    Our guide to finding a mortgage lender walks through each step.