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Credit Unions in Texas

15 credit unions listed across 9 cities in Texas.

Credit Unions in Texas by the numbers

Of the 10 credit unions in Texas that publish their loan programs, 6 (60%) offer conventional loans, 6 (60%) offer HELOCs and home equity loans and 4 (40%) offer first-time buyer programs.

Conventional loans6 of 10 (60%)
HELOCs and home equity loans6 of 10 (60%)
First-time buyer programs4 of 10 (40%)
FHA loans1 of 10 (10%)
VA loans1 of 10 (10%)
Jumbo loans1 of 10 (10%)
USDA loans1 of 10 (10%)
  • 7 / 0
    licensed in one state only / licensed nationwide (of 8 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 10 of 15 listed credit unions that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Credit Unions by city in Texas

Credit Unions in Texas

Before you choose a credit union in Texas

Confirm the company is licensed in Texas on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.