Of the 44 mortgage brokers in Denver, CO that publish their loan programs, 34 (77%) offer conventional loans, 31 (70%) offer VA loans and 28 (64%) offer FHA loans.

Conventional loans34 of 44 (77%)

VA loans31 of 44 (70%)

FHA loans28 of 44 (64%)

First-time buyer programs19 of 44 (43%)

Jumbo loans18 of 44 (41%)

USDA loans12 of 44 (27%)

Reverse mortgages12 of 44 (27%)

HELOCs and home equity loans11 of 44 (25%)

Non-QM loans8 of 44 (18%)

Construction loans8 of 44 (18%)

DSCR (investor) loans7 of 44 (16%)

Renovation and 203(k) loans7 of 44 (16%)

11
advertise 3.5% down or less, including 7 with a 0% down option (typically VA or USDA)
600
lowest advertised minimum credit score
21 / 3
licensed in one state only / licensed nationwide (of 36 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 44 of 100 listed mortgage brokers that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Other Mortgage Professionals in Denver

Mortgage Lenders

Available in Denver

View Mortgage Lenders →

Banks

Available in Denver

View Banks →

Mortgage Brokers in other Colorado cities

All 274 mortgage brokers in Colorado →

Why Choose Local Mortgage Brokers in Denver?

Local Market Expertise

Denver mortgage brokers have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to Colorado. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage brokers means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage brokers often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the Denver market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage broker in Denver?

Shortlist at least three mortgage brokers in Denver, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in Colorado, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage broker?

Ask about their experience in the Denver market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are Denver mortgage brokers better than online lenders?

Local mortgage brokers offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with Denver Mortgage Brokers?

Get matched with the perfect mortgage broker from our network of 111 local professionals

Advanced Search Browse All Mortgage Brokers