Mortgage Lenders in Arizona

334 mortgage lenders listed across 14 cities in Arizona.

Mortgage Lenders in Arizona by the numbers

Of the 112 mortgage lenders in Arizona that publish their loan programs, 89 (79%) offer conventional loans, 78 (70%) offer FHA loans and 78 (70%) offer VA loans.

Conventional loans89 of 112 (79%)
FHA loans78 of 112 (70%)
VA loans78 of 112 (70%)
Jumbo loans62 of 112 (55%)
First-time buyer programs59 of 112 (53%)
USDA loans50 of 112 (45%)
Reverse mortgages42 of 112 (38%)
Renovation and 203(k) loans33 of 112 (29%)
Down payment assistance28 of 112 (25%)
Construction loans27 of 112 (24%)
HELOCs and home equity loans21 of 112 (19%)
Non-QM loans18 of 112 (16%)
  • 25
    advertise 3.5% down or less, including 18 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 6 lenders accept 580 or lower
  • 37 / 11
    licensed in one state only / licensed nationwide (of 96 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 112 of 334 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Arizona

Featured mortgage lenders in Arizona

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Arizona

Confirm the company is licensed in Arizona on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.