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Mortgage Lenders in Florida

429 mortgage lenders listed across 73 cities in Florida.

Mortgage Lenders in Florida by the numbers

Of the 213 mortgage lenders in Florida that publish their loan programs, 154 (72%) offer conventional loans, 128 (60%) offer FHA loans and 127 (60%) offer VA loans.

Conventional loans154 of 213 (72%)
FHA loans128 of 213 (60%)
VA loans127 of 213 (60%)
Jumbo loans98 of 213 (46%)
First-time buyer programs88 of 213 (41%)
USDA loans73 of 213 (34%)
Reverse mortgages61 of 213 (29%)
HELOCs and home equity loans51 of 213 (24%)
Non-QM loans49 of 213 (23%)
Renovation and 203(k) loans39 of 213 (18%)
Construction loans36 of 213 (17%)
Down payment assistance33 of 213 (15%)
  • 50
    advertise 3.5% down or less, including 35 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 9 lenders accept 580 or lower
  • 78 / 15
    licensed in one state only / licensed nationwide (of 144 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 213 of 429 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Florida

Featured mortgage lenders in Florida

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Florida

Confirm the company is licensed in Florida on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.