FindHomeLenders

Mortgage Lenders in Illinois

120 mortgage lenders listed across 22 cities in Illinois.

Mortgage Lenders in Illinois by the numbers

Of the 68 mortgage lenders in Illinois that publish their loan programs, 55 (81%) offer conventional loans, 47 (69%) offer VA loans and 46 (68%) offer FHA loans.

Conventional loans55 of 68 (81%)
VA loans47 of 68 (69%)
FHA loans46 of 68 (68%)
First-time buyer programs39 of 68 (57%)
Jumbo loans32 of 68 (47%)
USDA loans28 of 68 (41%)
HELOCs and home equity loans22 of 68 (32%)
Down payment assistance19 of 68 (28%)
Reverse mortgages17 of 68 (25%)
Renovation and 203(k) loans16 of 68 (24%)
Non-QM loans12 of 68 (18%)
Construction loans10 of 68 (15%)
  • 21
    advertise 3.5% down or less, including 18 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 5 lenders accept 580 or lower
  • 14 / 8
    licensed in one state only / licensed nationwide (of 49 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 68 of 120 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Illinois

Featured mortgage lenders in Illinois

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Illinois

Confirm the company is licensed in Illinois on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.