Mortgage Lenders in Pennsylvania

92 mortgage lenders listed across 33 cities in Pennsylvania.

Mortgage Lenders in Pennsylvania by the numbers

Of the 54 mortgage lenders in Pennsylvania that publish their loan programs, 34 (63%) offer FHA loans, 33 (61%) offer conventional loans and 32 (59%) offer VA loans.

FHA loans34 of 54 (63%)
Conventional loans33 of 54 (61%)
VA loans32 of 54 (59%)
First-time buyer programs26 of 54 (48%)
USDA loans21 of 54 (39%)
Jumbo loans18 of 54 (33%)
HELOCs and home equity loans15 of 54 (28%)
Down payment assistance14 of 54 (26%)
Reverse mortgages14 of 54 (26%)
Renovation and 203(k) loans13 of 54 (24%)
Construction loans13 of 54 (24%)
Non-QM loans4 of 54 (7%)
  • 15
    advertise 3.5% down or less, including 11 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 4 lenders accept 580 or lower
  • 13 / 3
    licensed in one state only / licensed nationwide (of 37 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 54 of 92 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Featured mortgage lenders in Pennsylvania

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Pennsylvania

Confirm the company is licensed in Pennsylvania on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.