Mortgage Lenders in South Carolina

40 mortgage lenders listed across 13 cities in South Carolina.

Mortgage Lenders in South Carolina by the numbers

Of the 13 mortgage lenders in South Carolina that publish their loan programs, 8 (62%) offer first-time buyer programs, 7 (54%) offer FHA loans and 6 (46%) offer VA loans.

First-time buyer programs8 of 13 (62%)
FHA loans7 of 13 (54%)
VA loans6 of 13 (46%)
Conventional loans6 of 13 (46%)
Reverse mortgages6 of 13 (46%)
Jumbo loans5 of 13 (38%)
USDA loans4 of 13 (31%)
Renovation and 203(k) loans4 of 13 (31%)
Down payment assistance2 of 13 (15%)
Construction loans1 of 13 (8%)
Physician loans1 of 13 (8%)
  • 3
    advertise 3.5% down or less, including 2 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 4 / 0
    licensed in one state only / licensed nationwide (of 7 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 13 of 40 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Featured mortgage lenders in South Carolina

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in South Carolina

Confirm the company is licensed in South Carolina on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.