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Mortgage Lenders in Texas

604 mortgage lenders listed across 78 cities in Texas.

Mortgage Lenders in Texas by the numbers

Of the 339 mortgage lenders in Texas that publish their loan programs, 269 (79%) offer conventional loans, 252 (74%) offer VA loans and 244 (72%) offer FHA loans.

Conventional loans269 of 339 (79%)
VA loans252 of 339 (74%)
FHA loans244 of 339 (72%)
First-time buyer programs179 of 339 (53%)
Jumbo loans166 of 339 (49%)
USDA loans151 of 339 (45%)
HELOCs and home equity loans99 of 339 (29%)
Construction loans90 of 339 (27%)
Renovation and 203(k) loans84 of 339 (25%)
Reverse mortgages83 of 339 (24%)
Down payment assistance77 of 339 (23%)
Non-QM loans63 of 339 (19%)
  • 100
    advertise 3.5% down or less, including 77 with a 0% down option (typically VA or USDA)
  • 500
    lowest advertised minimum credit score; 37 lenders accept 580 or lower
  • 167 / 35
    licensed in one state only / licensed nationwide (of 278 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 339 of 604 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Texas

Featured mortgage lenders in Texas

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Texas

Confirm the company is licensed in Texas on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.