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Mortgage Lenders in Virginia

69 mortgage lenders listed across 15 cities in Virginia.

Mortgage Lenders in Virginia by the numbers

Of the 26 mortgage lenders in Virginia that publish their loan programs, 21 (81%) offer VA loans, 20 (77%) offer FHA loans and 20 (77%) offer conventional loans.

VA loans21 of 26 (81%)
FHA loans20 of 26 (77%)
Conventional loans20 of 26 (77%)
USDA loans17 of 26 (65%)
Jumbo loans15 of 26 (58%)
Renovation and 203(k) loans14 of 26 (54%)
Reverse mortgages13 of 26 (50%)
First-time buyer programs9 of 26 (35%)
Construction loans8 of 26 (31%)
Down payment assistance5 of 26 (19%)
HELOCs and home equity loans4 of 26 (15%)
Physician loans4 of 26 (15%)
  • 5
    advertise 3.5% down or less, including 5 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 1 lender accepts 580 or lower
  • 4 / 3
    licensed in one state only / licensed nationwide (of 18 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 26 of 69 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Virginia

Featured mortgage lenders in Virginia

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Virginia

Confirm the company is licensed in Virginia on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.