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Mortgage Lenders in Washington

70 mortgage lenders listed across 17 cities in Washington.

Mortgage Lenders in Washington by the numbers

Of the 33 mortgage lenders in Washington that publish their loan programs, 23 (70%) offer conventional loans, 21 (64%) offer FHA loans and 21 (64%) offer VA loans.

Conventional loans23 of 33 (70%)
FHA loans21 of 33 (64%)
VA loans21 of 33 (64%)
First-time buyer programs17 of 33 (52%)
Jumbo loans14 of 33 (42%)
Reverse mortgages12 of 33 (36%)
USDA loans11 of 33 (33%)
Down payment assistance10 of 33 (30%)
Renovation and 203(k) loans7 of 33 (21%)
Construction loans6 of 33 (18%)
HELOCs and home equity loans6 of 33 (18%)
Non-QM loans5 of 33 (15%)
  • 6
    advertise 3.5% down or less, including 6 with a 0% down option (typically VA or USDA)
  • 580
    lowest advertised minimum credit score; 3 lenders accept 580 or lower
  • 9 / 3
    licensed in one state only / licensed nationwide (of 21 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 33 of 70 listed mortgage lenders that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Mortgage Lenders by city in Washington

Featured mortgage lenders in Washington

Pick a city above to see every mortgage lender listed there.

Before you choose a mortgage lender in Washington

Confirm the company is licensed in Washington on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.