FindHomeLenders

Banks in California

29 banks listed across 13 cities in California.

Banks in California by the numbers

Of the 8 banks in California that publish their loan programs, 6 (75%) offer conventional loans, 4 (50%) offer HELOCs and home equity loans and 3 (38%) offer first-time buyer programs.

Conventional loans6 of 8 (75%)
HELOCs and home equity loans4 of 8 (50%)
First-time buyer programs3 of 8 (38%)
Construction loans3 of 8 (38%)
FHA loans2 of 8 (25%)
VA loans2 of 8 (25%)
Renovation and 203(k) loans1 of 8 (13%)
Reverse mortgages1 of 8 (13%)
Hard money and bridge loans1 of 8 (13%)
  • 1
    advertise 3.5% down or less
  • 620
    lowest advertised minimum credit score
  • 6 / 2
    licensed in one state only / licensed nationwide (of 9 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 8 of 29 listed banks that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Banks by city in California

Featured banks in California

Pick a city above to see every bank listed there.

Before you choose a bank in California

Confirm the company is licensed in California on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.