FindHomeLenders

Banks in Texas

24 banks listed across 9 cities in Texas.

Banks in Texas by the numbers

Of the 10 banks in Texas that publish their loan programs, 8 (80%) offer conventional loans, 6 (60%) offer FHA loans and 6 (60%) offer VA loans.

Conventional loans8 of 10 (80%)
FHA loans6 of 10 (60%)
VA loans6 of 10 (60%)
Jumbo loans4 of 10 (40%)
USDA loans4 of 10 (40%)
HELOCs and home equity loans3 of 10 (30%)
First-time buyer programs2 of 10 (20%)
Construction loans2 of 10 (20%)
Physician loans2 of 10 (20%)
Down payment assistance1 of 10 (10%)
Non-QM loans1 of 10 (10%)
Bank statement loans1 of 10 (10%)
  • 2
    advertise 3.5% down or less, including 2 with a 0% down option (typically VA or USDA)
  • 8 / 2
    licensed in one state only / licensed nationwide (of 16 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 10 of 24 listed banks that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Banks by city in Texas

Banks in Texas

Before you choose a bank in Texas

Confirm the company is licensed in Texas on NMLS Consumer Access, then request a Loan Estimate from at least three lenders and compare APR and closing costs, not just the rate.

Our guide to finding a mortgage lender walks through each step.