About AmeriFirst Financial Inc.
AmeriFirst Home Mortgage, established in 1983, is a prominent direct lender dedicated to fostering homeownership across a wide service area spanning over 30 states. Headquartered in Kalamazoo, Michigan, the company has built a strong reputation by specializing in government-backed loan programs, including FHA, VA, and USDA loans, making them a significant resource for first-time homebuyers and veterans.
The lender distinguishes itself through its commitment to a customer-centric approach, blending efficient digital capabilities like online applications and e-signatures with personalized support from nearly 600 mortgage professionals. This dual focus ensures a streamlined process while providing expert guidance, particularly for those navigating the complexities of their first home purchase or leveraging unique loan benefits.
AmeriFirst has successfully originated over $3.6 billion in residential mortgages, reflecting their substantial impact in the housing market. Their dedication to excellence is further evidenced by a consistent A+ rating from the Better Business Bureau and an impressive 4.9-star rating from over 4,000 Google reviews, underscoring their reliable service and borrower satisfaction.
The lender distinguishes itself through its commitment to a customer-centric approach, blending efficient digital capabilities like online applications and e-signatures with personalized support from nearly 600 mortgage professionals. This dual focus ensures a streamlined process while providing expert guidance, particularly for those navigating the complexities of their first home purchase or leveraging unique loan benefits.
AmeriFirst has successfully originated over $3.6 billion in residential mortgages, reflecting their substantial impact in the housing market. Their dedication to excellence is further evidenced by a consistent A+ rating from the Better Business Bureau and an impressive 4.9-star rating from over 4,000 Google reviews, underscoring their reliable service and borrower satisfaction.
Company Information
Founded: 1983
Team Size: 600+
Lender Type: Direct Lender
Headquarters: Kalamazoo, MI
Total Loans Originated: $3.6+ billion
Licensed In
ALARAZCACOFLGAILINKYMDMIMNMOMSNCNENJNMOHOKORPASCTNTXUTVAWAWIWVWY
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Pre-Qualification Tool
E-Signature
Digital Closing
Home Loan Products
FHA Loans
Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
580
Min Credit Score
VA Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0
USDA Rural Development Loans
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0
Conventional Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3%
Min Down Payment
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Income Verification:
Full Documentation
Renovation Loans
Loan Types:
ConstructionFHAConventional
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k
Refinance Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Home Equity Loans & HELOCs
Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Contact Information
2365 Northside Dr Suite 525
San Diego, CA 92108
US
Mailing Address:
950 Trade Centre Way, Suite 400, Kalamazoo, MI 49002
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Business Information
Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Founded: 1983
Type: Direct Lender
NMLS ID: 145368
Loans Originated: $3.6+ billion
Profile Views: 13
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