Ariella Gonzalez | American Bancshares

Rio Financial Services is a dedicated private money lender based in Irvine, California, specializing in rapid and flexible financing solutions for real estate investors and business owners across the state. With a focus on non-owner occupied residential and commercial properties, the firm leverages private capital to provide quick access to funds, often closing loans in as little as 5 to 7 days. Their commitment lies in supporting investment opportunities through a streamlined process and minimal documentation requirements.

The company offers a diverse portfolio of loan programs tailored to meet the unique needs of property investors, including specialized options for fix-and-flip projects, bridge financing, new construction, and commercial real estate acquisitions. Rio Financial Services distinguishes itself by focusing on the asset's equity rather than stringent borrower credit, making financing accessible to a wider range of borrowers with credit scores as low as 500 FICO. They pride themselves on a straightforward underwriting approach that allows for creative solutions.

Rio Financial Services aims to be a reliable partner for investors seeking short-term liquidity, offering loan terms typically ranging from 6 to 24 months. Their comprehensive services and ability to fund loans up to $10 million position them as a go-to resource for those navigating the fast-paced real estate investment market in California. The firm's transparent approach and dedication to client success reinforce its standing as a key player in the private lending sector.