Arizona Seller Financing

Mortgage Lender serving Scottsdale, AZ

About Arizona Seller Financing

Arizona Seller Financing, operating as ASF Mortgage (NMLS #1730992, AZ Mortgage Broker MB-0947832), is a specialized mortgage company based in Scottsdale, Arizona. They focus on providing creative financing solutions primarily for homebuyers who may not qualify for traditional bank loans, or those seeking alternative pathways to homeownership. While officially licensed as a mortgage broker, they distinguish themselves through unique in-house programs.

The company's core offering is its exclusive "U-Pick seller financing program," which allows buyers with challenging credit or unverified income to select any home listed in the MLS. Their private investor group then purchases the property and sells it to the buyer with seller financing. Beyond this niche, Arizona Seller Financing also originates traditional loans including Conventional, FHA, and VA loans, catering to a broader spectrum of borrowers, and offers specialized Non-QM products like Bank Statement loans for self-employed individuals and investors.

Committed to making homeownership accessible, Arizona Seller Financing aims to find a suitable program for every applicant, often surprising those who believe traditional financing is out of reach. They combine their innovative seller financing options with comprehensive mortgage services, striving to provide solutions that open doors to homeownership for diverse client needs across Arizona.

Company Information

Lender Type: Mortgage Broker
Headquarters: Scottsdale, AZ

Licensed In

AZ

Certifications & Credentials

FHA ApprovedVA ApprovedFannie Mae ApprovedFreddie Mac ApprovedLicensed Mortgage Broker

Digital Capabilities

Online Application
Online Account Management

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

FHA and VA Loans

Loan Types:
FHAVA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
500
Min Credit Score

Bank Statement Loans

Loan Types:
Bank StatementNon-QM
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
90%
Max LTV
580
Min Credit Score

Seller Financing & U-Pick Program

Loan Types:
Non-QMPortfolio
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceInvestment PropertySecond Home
Employment Types:
Self-Employed
Income Verification:
No Income Verification
Credit Tiers:
Bad (<580)Poor (580-619)

Hard Money Loans

Loan Types:
Hard Money
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
20%
Min Down Payment
80%
Max LTV

Investor Loans

Loan Types:
ConventionalDSCR
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
Full DocumentationNo Income Verification
20%
Min Down Payment

Contact Information

Professional Licenses

NMLS ID: 1730992
8111 E Thomas Rd suite 102
Scottsdale, AZ 85251
US
Mailing Address:
8111 E Thomas Rd, Suite 102 Scottsdale AZ 85251

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Business Information

Category: Mortgage Lender
Location: Scottsdale, AZ
Status: Standard
Type: Mortgage Broker
NMLS ID: 1730992
Profile Views: 0

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