California Lending Company

Mortgage Lender serving San Diego, CA

About California Lending Company

California Lending Company is a highly-rated mortgage broker based in San Diego, CA, serving communities throughout California, including San Diego, Los Angeles, Orange, and Riverside Counties. With over 20 years of experience, they are dedicated to simplifying the home loan and refinancing process, holding an A+ rating with the Better Business Bureau for their commitment to client satisfaction.

Specializing in a diverse range of loan types, California Lending Company assists homebuyers with Conventional, FHA, VA, Jumbo, and Non-QM loans. They pride themselves on providing personalized advice, leveraging their in-depth knowledge of California's dynamic housing market to help both first-time homebuyers and experienced homeowners find the best financial solutions for their unique needs.

The team at California Lending Company is known for its exceptional professionalism, expertise, and responsive service. They prioritize clear communication, explaining complex mortgage terminology in an easy-to-understand manner. Their focus on securing competitive rates and ensuring a smooth, stress-free experience has earned them high recommendations from a multitude of satisfied clients.

Company Information

Founded: 2003
Lender Type: Mortgage Broker
Headquarters: San Diego, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Online Account Management

Home Loan Products

Conventional Home Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)

FHA Home Loans

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

VA Home Loans

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

Jumbo Home Loans

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)

Non-QM Loan Programs

Loan Types:
Non-QMRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Self-Employed Program
Credit Tiers:
Fair (620-679)Good (680-739)

Interest-Only Mortgage Options

Loan Types:
Interest-OnlyRefinance
Rate Types:
Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Contact Information

3940 Hancock St #109
San Diego, CA 92110
US
Mailing Address:
3940 Hancock Street, Suite 109 San Diego, CA 92110

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Business Information

Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Founded: 2003
Type: Mortgage Broker
NMLS ID: 235745
Profile Views: 16

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