Carolina Home Loans of NC LLC

Carolina Home Loans, established in 1998, positions itself as an independent mortgage broker offering a personalized alternative to larger banking institutions. The company is spearheaded by its founder and owner, Eric McDonald, who leverages over 30 years of industry experience to guide clients through the mortgage process directly. This hands-on approach aims to eliminate unnecessary layers and reduce costs, ensuring clients receive competitive rates.

A key offering from Carolina Home Loans is their "$0 Cost Mortgage" option, where lender credits are utilized to cover some or all associated closing costs, providing financial flexibility to borrowers. They emphasize a customer-first philosophy, working on behalf of the borrower to secure the best possible mortgage solution without charging upfront fees.

Serving the entire state of North Carolina, from Murphy to Manteo, Carolina Home Loans is committed to providing fast, convenient, and hassle-free service, with capabilities to close loans in as little as 21 days. Their dedication to transparent practices and low rates aims to build trust and long-term client relationships.