Central City Home Loans Inc

Mortgage Broker serving Los Angeles, CA

About Central City Home Loans Inc

Citywide Home Mortgage is a leading direct lender dedicated to elevating the mortgage journey for its clients. Since its founding in 1998, the company has leveraged unparalleled tech-powered solutions to streamline the home buying process, offering innovative features like "Same Day Mortgage Approvals" designed to give homebuyers a crucial edge in competitive markets. Their focus on speed and efficiency ensures a swift and seamless path to homeownership.

The lender distinguishes itself through a combination of cutting-edge technology and "Concierge Service" provided by a team of seasoned loan officers. They offer a comprehensive range of home loan options, including Conventional, FHA, VA, and Jumbo mortgages, alongside specialized programs for First-Time Homebuyers and Veterans. Additionally, Citywide provides flexible financing solutions such as Digital HELOCs for accessing home equity and HECM Reverse Mortgages.

Operating across numerous states, Citywide Home Mortgage prides itself on its culture of leadership and excellence, guiding clients toward financial fulfillment. Their team of trusted advisors is deeply familiar with local markets, providing tailored advice and ensuring a personalized experience for every borrower.

Company Information

Founded: 1998
Lender Type: Direct Lender
Headquarters: Chicago, IL

Licensed In

AZCACOIDLANVTXUTWA

Digital Capabilities

Online Application
Pre-Qualification Tool
Automated Underwriting

Home Loan Products

Residential Mortgage Programs

Loan Types:
ConventionalFHAVAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran Program

Digital HELOC

Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

HECM Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Renovation Mortgage

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan

Contact Information

445 S Figueroa St
Los Angeles, CA 90071
US
Mailing Address:
3940 N Ravenswood Chicago, IL 60613

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Business Information

Category: Mortgage Broker
Location: Los Angeles, CA
Status: Standard
Founded: 1998
Type: Direct Lender
NMLS ID: 2611
Profile Views: 11

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