Century Mortgage Lending

Mortgage Lender serving Birmingham, MI

About Century Mortgage Lending

Century Mortgage Lending is a dedicated direct residential lender operating out of Birmingham, Michigan, with licenses extending to Florida and Colorado. The company prides itself on a strong commitment to quality customer service, consistently prioritizing the needs of its clients throughout the mortgage process. They leverage extensive expertise in the residential lending industry to offer a personalized and efficient experience for homebuyers.

Century Mortgage Lending provides a comprehensive suite of loan programs tailored for purchase, refinance, and various specialized needs, including Conventional, VA, FHA, and Jumbo loans. Their approach is flexible and client-centric, as evidenced by their case-by-case assessment of applicants and their willingness to offer competitive rates, with some client testimonials specifically highlighting the availability of 'no closing costs' options. They guide borrowers through every step, from pre-qualification to closing, emphasizing transparency with Loan Estimates and clear documentation requirements.

With a team of seasoned mortgage professionals, Century Mortgage Lending has built long-standing relationships with clients over two decades, earning high praise for their efficiency and customer support. They make homeownership accessible through online applications, secure document uploads, and helpful mortgage calculators, ensuring a smooth and stress-free journey for those looking to secure a new mortgage or refinance an existing one.

Company Information

Lender Type: Direct Lender
Headquarters: Birmingham, MI

Licensed In

MIFLCO

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer

VA Loan Program

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program

FHA Loan Program

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Jumbo Loan Program

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Home Equity Loan

Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

Professional Licenses

NMLS ID: 134525
1945 Southfield Rd
Birmingham, MI 48009
US
Mailing Address:
1945 Southfield Road Birmingham, MI 48009

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Business Information

Category: Mortgage Lender
Location: Birmingham, MI
Status: Standard
Type: Direct Lender
NMLS ID: 134525
Profile Views: 1

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