Gagliano Mortgage Inc

Mortgage Lender serving Birmingham, AL

About Gagliano Mortgage Inc

Gagliano Mortgage, Inc. operates as a mortgage broker, connecting borrowers with a variety of wholesale mortgage lenders to secure the best interest rates, closing costs, and mortgage products tailored to their specific needs. Unlike banks and credit unions that offer only their own products, Gagliano Mortgage provides a broader range of options to fit diverse home buying or refinancing scenarios.

The company emphasizes the importance of well-informed loan officers, requiring them to complete 8 hours of continuing education annually to maintain their licenses and stay updated on guidelines and federal regulations. This commitment to education ensures that clients receive knowledgeable advice and guidance throughout the mortgage process.

Gagliano Mortgage also prides itself on its efficient loan closing times, often closing loans in 15 days or less and most loans in under 30 days. This speed, combined with access to multiple lenders, allows them to avoid backlogs and provide superior service compared to institutions limited to their own resources.

Company Information

Lender Type: Mortgage Broker

Home Loan Products

Fixed Rate Mortgage

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Adjustable Rate Mortgage (ARM)

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Contact Information

4500 Valleydale Rd Suite F
Birmingham, AL 35242
US

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Business Information

Category: Mortgage Lender
Location: Birmingham, AL
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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