Charmaine Roberts & Associates

Charmaine Roberts and Associates, operating under the name CR and Associates, is a boutique mortgage firm founded by Charmaine Roberts, who began her career in the mortgage and real estate industry in 1999. Based in Atlanta, Georgia, the firm specializes in helping individuals and families navigate the complexities of home financing, with a particular focus on the Atlanta metro area. Charmaine's deep familiarity with the local market and its economic evolution enables her to provide highly tailored services.

The firm prides itself on its "Customer Service Approach," ensuring personalized support from loan origination through closing and beyond. CR and Associates works with a network of "partner lenders" to offer a diverse range of loan products, accommodating all credit types, from excellent to challenged, including options for those with FICO scores as low as 500. They are committed to preparing and positioning borrowers for optimal home loan approval, even offering custom action plans for those not yet qualified.

Charmaine Roberts and Associates serves as a comprehensive resource, connecting clients not only with suitable mortgage solutions but also with a broad network of real estate professionals, inspectors, and contractors. This integrated approach, combined with their expertise in conventional, government, and alternative lending options, reinforces their dedication to helping clients achieve their homeownership dreams, regardless of their financial background.