Christopher Hill - E Mortgage Capital

Mortgage Broker serving Seattle, WA

About Christopher Hill - E Mortgage Capital

Shop A Home Loan is a mortgage brokerage firm based in San Clemente, California, serving clients throughout the entire state. Established in 2016, the company prides itself on simplifying the mortgage process by providing access to a vast network of over 100 lenders. This approach allows them to offer a wide array of loan programs, ensuring borrowers can find the most competitive rates and terms tailored to their specific needs.

The firm specializes in making homeownership accessible, particularly for first-time homebuyers, and offers diverse refinancing solutions. Their extensive product range includes conventional, FHA, VA, USDA, and Jumbo loans, accommodating various property types such as single-family homes, condos, townhouses, and multi-family residences up to four units. Shop A Home Loan is dedicated to guiding clients through every step, from initial pre-qualification to digital closing.

Shop A Home Loan emphasizes a client-centric experience, leveraging digital tools like online applications, secure document portals, and e-signatures for efficiency. With a strong reputation evidenced by a 4.9-star Google rating from over 200 reviews and an A+ rating from the Better Business Bureau, they combine technological convenience with personalized service. Their commitment is to transparency and ensuring borrowers are well-informed to make the best financial decisions.

Company Information

Founded: 2016
Lender Type: Mortgage Broker
Headquarters: San Clemente, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Digital Closing
Real-Time Status Updates

Home Loan Products

Comprehensive Home Loan Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramNo PMI Program
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
620
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 1579737
5608 17th Ave NW #1296
Seattle, WA 98107
US
Mailing Address:
220 Avenida Fabricante, Suite 300, San Clemente, CA 92672

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Business Information

Category: Mortgage Broker
Location: Seattle, WA
Status: Standard
Founded: 2016
Type: Mortgage Broker
NMLS ID: 1579737
Profile Views: 8

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