Ctc Mortgage LLC

Mortgage Lender serving Philadelphia, PA

About Ctc Mortgage LLC

CTC Mortgage operates as a dedicated mortgage broker, serving clients across Florida, Georgia, South Carolina, and North Carolina. The company prides itself on a "Simple 7-Step Process" designed to streamline the loan application experience for homebuyers and those looking to refinance. They leverage digital tools like a Purchase Assistant, Refinance Advisor, and a Mortgage Calculator to empower borrowers with information and pre-qualification capabilities, minimizing the need for extensive phone calls and emails.

As a mortgage broker, CTC Mortgage acts as a personal shopper for its clients, guiding them through the complexities of obtaining a home loan. They specialize in connecting borrowers with suitable lenders for a variety of products, including FHA, VA, and Jumbo loans, as well as comprehensive refinance options such as rate-and-term and cash-out. Their approach focuses on advising clients on affordability, recommending appropriate loan types, and assisting with the substantial paperwork involved in mortgage applications.

CTC Mortgage is committed to making the home financing journey accessible, even for those with challenging credit histories, by providing guidance on how to improve financial profiles and secure loan approvals. They emphasize transparency in interest rates, term options, and the implications of closing costs, ensuring clients can make informed decisions about their mortgage and refinancing strategies.

Company Information

Lender Type: Mortgage Broker

Licensed In

FLGASCNC

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Mortgage Refinance Options

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

2938 Levick St
Philadelphia, PA 19149
US

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Business Information

Category: Mortgage Lender
Location: Philadelphia, PA
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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