Dara Delgado Home Loans

Mortgage Broker serving Folsom, CA

About Dara Delgado Home Loans

Dara Delgado has been a Loan Officer specializing in Northern California since 2001. She specializes in helping people with their home loan needs, whether it's a purchase loan or refinancing an existing loan. Dara strives to bring excellence to the home mortgage experience.

She offers pre-approvals which begin with a brief 10 to 15 minute conversation over the phone. Additionally, if you need a referral for a buyers agent, she can help as she works with several full-time, experienced and highly professional agents.

Dara also offers guidance on credit improvement strategies or can refer you to an industry leading credit repair company. With rates continuing to be low and property values improving, now may be the perfect time to get a lower rate, get rid of PMI or both!

Company Information

Lender Type: Mortgage Broker

Home Loan Products

Purchase Loan

Loan Types:
ConventionalFHAVAUSDAJumboNon-QMBank StatementAsset DepletionPortfolioInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
First-Time HomebuyerRenovation LoanFHA 203kPhysician LoanTeacher LoanVeteran ProgramLow Down Payment ProgramNo PMI ProgramDACA Recipient ProgramForeign National ProgramSelf-Employed ProgramBank Statement ProgramDown Payment AssistanceEnergy Efficient MortgageHomeReady ProgramHome Possible ProgramFirst Responder ProgramNurse/Healthcare Worker ProgramDentist ProgramAttorney ProgramCPA ProgramUnion Member ProgramNon-Resident Alien ProgramITIN ProgramAsset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Refinance

Loan Types:
RefinanceCash-Out RefinanceHELOCConventionalFHAVAUSDAJumboNon-QMBank StatementAsset DepletionPortfolioInterest-Only
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-OnlyHybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset DepletionNo Income VerificationStated Income
Special Programs:
First-Time HomebuyerRenovation LoanFHA 203kPhysician LoanTeacher LoanVeteran ProgramLow Down Payment ProgramNo PMI ProgramDACA Recipient ProgramForeign National ProgramSelf-Employed ProgramBank Statement ProgramDown Payment AssistanceEnergy Efficient MortgageHomeReady ProgramHome Possible ProgramFirst Responder ProgramNurse/Healthcare Worker ProgramDentist ProgramAttorney ProgramCPA ProgramUnion Member ProgramNon-Resident Alien ProgramITIN ProgramAsset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

101 Parkshore Dr #100
Folsom, CA 95630
US

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Business Information

Category: Mortgage Broker
Location: Folsom, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 3

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