Synergy Capital Lending

Mortgage Broker serving Folsom, CA

About Synergy Capital Lending

SCL Loans is a dedicated mortgage brokerage operating under the leadership of Owner/Broker Dustin Fritz. Based in Folsom, CA, the company serves clients seeking home financing solutions across California, Texas, Idaho, and Washington. SCL Loans positions itself as a trusted guide, helping borrowers navigate the complexities of the mortgage process.

The brokerage specializes in a range of residential loan programs, including options for primary home purchases, refinancing existing mortgages, and securing financing for investment properties or second homes. They emphasize transparency and client education, providing resources to help borrowers understand loan process steps, identify key contacts, and prepare for their application.

SCL Loans distinguishes itself by offering personalized service, leveraging its expertise to connect clients with suitable loan products from various lenders. Their commitment to clarity and support aims to empower borrowers to make informed decisions and find the loan that best fits their unique financial situation.

Company Information

Lender Type: Mortgage Broker
Headquarters: Folsom, CA

Licensed In

CATXIDWA

Certifications & Credentials

NMLS #8580CA BRE: 01867225ID Lic. #NBL-2080008580WA Lic. #CL-8580

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Purchase Home Loans

Loan Types:
ConventionalFHAVAUSDAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Investment and Second Home Loans

Loan Types:
ConventionalJumboNon-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertyVacation/Second HomeSingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Second HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full DocumentationBank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

Fax: (916) 258-0947

Professional Licenses

NMLS ID: 8580
850 Iron Point Rd #110
Folsom, CA 95670
US
Mailing Address:
850 Iron Point Rd., Suite # 212 , Folsom, CA 95630

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Business Information

Category: Mortgage Broker
Location: Folsom, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 8580
Profile Views: 5

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