Direct Home Loans

Mortgage Lender serving Irvine, CA

About Direct Home Loans

Direct Home Loans specializes in providing investor-friendly financing options with competitive rates and costs, similar to those accessed by brokers. They distinguish themselves by offering tailored loan products specifically for real estate investors with unique financial situations.

Their expertise lies in DSCR loans, non-QM financing, and investment properties, with a dedicated team committed to helping clients maximize their investment potential through a seamless financing process.

With over 70,000 clients financed and $4.5 billion in amount financed, Direct Home Loans empowers clients with dependable, results-driven mortgage solutions, delivering outstanding results for their investment journey.

Company Information

Team Size: 150+
Lender Type: Direct Lender
Headquarters: Costa Mesa, CA
Total Loans Originated: 45 Billion Amount Financed

Licensed In

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Home Loan Products

NonQM Asset-Based Loans

Loan Types:
Non-QM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Asset DepletionNo Income Verification

NonQM Bank Statement Loans

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program

NonQM DSCR Loans

Loan Types:
Non-QMDSCR
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Investment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
No Income Verification

Contact Information

16782 Von Karman Ave STE 12
Irvine, CA 92606
US
Mailing Address:
3200 Park Center Drive, Suite 350 Costa Mesa, CA 92626

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Business Information

Category: Mortgage Lender
Location: Irvine, CA
Status: Standard
Type: Direct Lender
NMLS ID: 53112
Loans Originated: 45 Billion Amount Financed
Profile Views: 20

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