Encore Bank

Encore Bank is a financial institution offering a range of consumer-friendly mortgage products designed to help individuals achieve homeownership. As a bank, they provide direct lending services for various loan types, including conventional, FHA, and jumbo mortgages, catering to diverse borrower needs and financial situations.

The bank distinguishes itself with its commitment to community building, exemplified by the Encore Impact Mortgage, which offers 100% financing to support minority and low-to-moderate income neighborhoods. They also emphasize streamlined processes, including digital solutions for business escrow services, suggesting a focus on efficiency and modern banking.

Encore Bank aims to provide accessible and predictable home financing, with a clear focus on making homeownership a reality through competitive rates and adaptable terms, particularly for higher-value properties through their jumbo loan program which features no private mortgage insurance with as little as 10% down.