Of the 17 mortgage brokers in San Antonio, TX that publish their loan programs, 13 (76%) offer conventional loans, 10 (59%) offer FHA loans and 8 (47%) offer VA loans.

Conventional loans13 of 17 (76%)

FHA loans10 of 17 (59%)

VA loans8 of 17 (47%)

Jumbo loans8 of 17 (47%)

First-time buyer programs8 of 17 (47%)

USDA loans5 of 17 (29%)

Down payment assistance5 of 17 (29%)

Non-QM loans4 of 17 (24%)

Construction loans4 of 17 (24%)

Bank statement loans3 of 17 (18%)

Foreign national loans3 of 17 (18%)

Reverse mortgages3 of 17 (18%)

4
advertise 3.5% down or less, including 2 with a 0% down option (typically VA or USDA)
580
lowest advertised minimum credit score; 1 lender accepts 580 or lower
29 / 4
licensed in one state only / licensed nationwide (of 44 with licensing data)

Source: FindHomeLenders review of each lender's own website, data through July 2025. Counts cover the 17 of 100 listed mortgage brokers that publish loan program details. Programs and requirements change, so confirm with the lender and check their NMLS ID before applying.

Other Mortgage Professionals in San Antonio

Mortgage Lenders

Available in San Antonio

View Mortgage Lenders →

Banks

Available in San Antonio

View Banks →

Credit Unions

Available in San Antonio

View Credit Unions →

Mortgage Brokers in other Texas cities

Houston (86)
Austin (101)
Dallas (86)
El Paso (66)
Fort Worth (44)
Plano (25)
Arlington (42)
Corpus Christi (43)
League City (14)
Texas City (14)
Richardson (8)
Addison (3)

All 777 mortgage brokers in Texas →

Why Choose Local Mortgage Brokers in San Antonio?

Local Market Expertise

San Antonio mortgage brokers have intimate knowledge of local property values, neighborhood trends, and lending requirements specific to Texas. This expertise can help you navigate the local market more effectively.

Personalized Service

Working with local mortgage brokers means face-to-face meetings, immediate response times, and personalized attention throughout your mortgage process. They understand your community and can provide tailored solutions.

Competitive Rates & Terms

Local mortgage brokers often have relationships with multiple lenders and can shop around to find you the best rates and terms available in the San Antonio market.

Community Connections

Benefit from established relationships with local real estate agents, appraisers, inspectors, and other professionals involved in your home buying or refinancing process.

Frequently Asked Questions

How do I choose the right mortgage broker in San Antonio?

Shortlist at least three mortgage brokers in San Antonio, ideally mixing a credit union or community bank with a broker or direct lender. Look up each one's NMLS ID on NMLS Consumer Access to confirm they are licensed in Texas, then request a Loan Estimate from each and compare the APR and closing costs, not just the rate. Our guide to finding a mortgage lender walks through each step.

What questions should I ask a mortgage broker?

Ask about their experience in the San Antonio market, loan products they offer, interest rates, closing costs, timeline for approval, and their process for handling your application. Don't hesitate to request references from recent clients.

Are San Antonio mortgage brokers better than online lenders?

Local mortgage brokers offer personalized service, local market expertise, and face-to-face support that online lenders typically can't match. However, rates and terms should be compared to ensure you're getting the best deal for your situation.

Ready to Connect with San Antonio Mortgage Brokers?

Get matched with the perfect mortgage broker from our network of 102 local professionals

Advanced Search Browse All Mortgage Brokers