Stepstone Credit

Stepstone Credit provides personal installment loans to Texas residents ranging from $300 to $1,800. These loans are designed to offer short-term financial solutions with affordable monthly payments, helping individuals build credit regardless of their initial credit score.

Unlike traditional banks, Stepstone Credit assesses an individual's ability to repay based on multiple factors, including employment status and repayment history. They differentiate themselves from payday lenders by offering transparent terms with no hidden fees, balloon payments, or early repayment penalties.

The company provides loans for various needs, including home repairs, car needs, rent and housing expenses, celebrations and gifts, and travel and vacations. Customers can apply in-person or online and may receive their funds as soon as the same day.