Erica Benvenuto The Loan Queen

Mortgage Broker serving Santa Ana, CA

About Erica Benvenuto The Loan Queen

Erica Benvenuto, also known as The Loan Queen, is committed to providing support and guidance to families to help them find the right mortgage options. As a loan officer, Erica aims to find the right loan product for her clients and guide them through the process with as few steps as possible.

Focusing on home purchase, refinance and renovation loans, Erica strives to ensure her clients have all the answers they need to make a well informed decision. She also offers bank statement loans that are designed for self-employed individuals.

Based in Calabasas since 2019, Erica works with Arbor Financial Group to originate mortgages in multiple states. She also provides several education modules and resources for first time homebuyers, renters, and homeowners with questions about managing their equity, refinancing, and more.

Company Information

Lender Type: Mortgage Broker

Licensed In

CACOGAMIORWA

Home Loan Products

Home Purchase Loans

Loan Types:
FHAVAUSDAConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran ProgramLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
600
Min Credit Score

Refinance

Loan Types:
RefinanceCash-Out RefinanceReverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Renovation Loans

Loan Types:
FHAVAConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Renovation Loan
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Bank Statement Loan

Loan Types:
Bank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

Professional Licenses

NMLS ID: 1674712
1805 E Garry Ave
Santa Ana, CA 92705
US

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Business Information

Category: Mortgage Broker
Location: Santa Ana, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1674712
Profile Views: 0

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